Financial victory is amazing, right?! Well, I’m about to find out! A few weeks ago, Dave Ramsey offered a great deal on his total money makeover package and I grabbed it!
Since it’s been delivered, it’s been sitting on my dining room table.
Just sitting there.
Like, I know Dave… I know. Stop bossing me!
It’s funny because I’m not one of those people who has debt racked up in credit cards or anywhere else for that matter. I have one secured credit card for the sole purpose of renting a car, if I ever need to. And that’s it. The last time I went over my finances with anyone, and I was clearly distraught about them, the couple took one look at my “sheet” and kinda looked at me like I was crazy. Their words, “you realize you have no debt and you’re really not in a horrible place, right?” Well, no. I feel like I’m in a horrible place!
In reality, I’m not in a horrible place. However, I do live paycheck to paycheck. When I moved, I was hopeful to secure a job so that I’d have a bit more breathing room financially, but as of now, that isn’t the case. So, while I’m not worse off than I was prior to the move, I’m really in the exact same place I was before. Paycheck to paycheck. I’ve sat back and asked God about this…”why can’t I be in a place with more financial stability? Why can’t I feel what it’s like to not have to live paycheck to paycheck? Why can’t I just have a wee bit more, God? Not a lot, just a little.” Doesn’t that sound so whiney?? Like, “hey, God, thanks for that job you provided me. But could You please do a little better next time?”
Ugh. I’m an awful person sometimes.
So here I am, trying to find my lesson in all of this. I feel like I’ve cut out lots of things that weren’t necessary, but I’m also holding onto things that I “deserve” because I work really, really hard and NO ONE is gonna take it away from me! *stomps feet!!* (insert awkward, in my heart temper tantrum)
How and WHY would God give me more if I don’t always manage well what He’s already given me?? It’s not even that I’m frivolous or living outside of my means because I don’t think I’m either, but I’m clearly not a good manager. In fact, I would say a good bit of my financial stress is brought on by my generous heart toward others and not wanting that person (or people) to want for anything. The problem is that I don’t have the kind of income to do that. But I really try to live like I do. I’m really trying to get a grip on that. I am. (I know my friends reading this are giving me the eye roll, like yeah yeah… heard it before. I’m totally serious this time, guys!)
In the end, today, I know this is one of those areas in which I want to become victorious. It’s one of the areas in my life that God doesn’t want me to struggle and He’s just waiting for me to learn this lesson. So today, as soon as I pay my bills for this month, I’ll begin a new journey to financial freedom.
If you’d like to do the same, so many people I know have gleaned great wisdom and tools from Dave Ramsey’s ministry. Check him out here. Let me know what you think!